Banking services

How To Get Palmpay Atm Card, Debit Card and Account Number

Palmpay is a leading financial technology company that offers digital banking services in Nigeria. With Palmpay, you can easily open a bank account, get an ATM card, and make payments online and in-store using your Palmpay debit card or account number.

In this guide, we will walk you through the step-by-step process of how to get a Palmpay ATM card, debit card, and account number.

Step 1: Download the Palmpay App

The first step is to download the Palmpay app on your smartphone, available for both iOS and Android devices. You can find the Palmpay app on the Apple App Store or Google Play Store. The app allows you to easily open a Palmpay account, apply for cards, check balances, and more right from your phone.

Once you’ve downloaded the app, open it and click on “Create New Account”. This will start the process of opening your Palmpay account.

Step 2: Provide Your Personal Details

Next, you’ll need to provide some personal details to verify your identity. This includes your full name, email address, phone number, home address, date of birth, and BVN (Bank Verification Number). Make sure all details entered are accurate.

You’ll also need to create a unique username and password for your Palmpay account. Choose a username that is easy to remember, and a strong password for security.

Step 3: Upload ID and Proof of Address

To complete the Palmpay account opening process, you’ll need to upload a valid government-issued ID such as national ID, driver’s license, or passport. You’ll also need to provide proof of your home address by uploading any utility bill, bank statement, or tenancy agreement issued within the last 3 months.

This helps Palmpay verify your identity and comply with financial regulations. Ensure the documents you upload are clear and legible.

Step 4: Fund Your Palmpay Account

Once your account opening application is approved, you need to fund your Palmpay account to activate it. You can fund your account using various options such as:

• Debit/credit card – Use your debit or credit card to instantly fund your account
• Bank transfer – Transfer money from any bank account in Nigeria to your Palmpay account
• Palmpay agent – Visit a Palmpay agent location to deposit cash into your account

Fund your account with a minimum of ₦100 to complete the activation process.

Step 5: Order Your Palmpay Debit Card

Now that your account is open and funded, you can go ahead and order your Palmpay debit card. Here’s how:

1. Login to your Palmpay app and go to the “My Cards” section
2. Click on “Order New Card”
3. Confirm your delivery address
4. Pay the card fee (usually ₦1,500)

That’s it! Your Palmpay debit card will be delivered to your address within 5-7 working days.

Step 6: Activate Your Palmpay Debit Card

Once you receive your Palmpay debit card delivery, you need to activate it to start using it. Follow these steps:

1. Login to your Palmpay app
2. Go to My Cards and select your new debit card
3. Click on “Activate Card”
4. Enter the 16-digit card number, expiry date, and CVV code found on the card
5. Create a card PIN of your choice

With this, your Palmpay debit card will be activated and ready for use.

Step 7: Get Your Palmpay Account Number

To receive payments into your Palmpay account from third parties, you’ll need your Palmpay account number. Here’s how to find it:

1. Login to your Palmpay app
2. Go to the Profile/Settings section
3. Click on “Account Information”
4. Scroll down and you will see your Palmpay account number.

Note down or copy this account number to provide to anyone trying to make a payment to your Palmpay account. You may also add this account number to payment platforms like Flutterwave and Paystack to receive payments.

And that’s it. With your Palmpay ATM card, debit card, and account number, you can now enjoy quick payments, online shopping, in-store purchases and cash withdrawals.

Frequently Asked Questions

How do I open a Palmpay account?

You can easily open a Palmpay account by downloading the Palmpay app, providing your personal details, uploading ID and proof of address, and funding your account with a minimum of ₦100.

What documents do I need to provide when opening a Palmpay account?

You’ll need a valid government ID such as national ID, driver’s license or passport. You’ll also need a proof of your home address using a recent utility bill, bank statement or tenancy agreement.

How long does it take to get approved for a Palmpay account?

Palmpay typically approves new account applications instantly or within 24 hours. You can start using your account once approved and funded.

How do I get a Palmpay debit card?

Login to your Palmpay app, go to My Cards, click Order New Card, confirm delivery details, pay the card fee, and your card will be delivered within 5-7 working days.

Is there a fee for ordering a Palmpay debit card?

Yes, Palmpay usually charges a card fee of ₦1,500 when ordering a new debit card. This fee may be waived for limited-time promotions.

How can I fund my Palmpay account?

You can fund your Palmpay account via debit/credit card, bank transfer, depositing cash at a Palmpay agent location. Minimum funding is ₦100.

How do I activate my Palmpay debit card?

Log in to your Palmpay app, go to My Cards, select your new card, click Activate Card, enter your card details, create a PIN to activate it.

How do I get my Palmpay account number?

Login to your Palmpay app, go to Profile/Settings, click on Account Information, and scroll down to see your account number.

How long does it take to receive my Palmpay card?

Your Palmpay debit card will be delivered to your address within 5-7 working days after ordering it.

Can I use my Palmpay account number to receive money?

Yes, you can provide your Palmpay account number to individuals or businesses to receive payments directly into your Palmpay account.


Getting set up with Palmpay gives you access to a robust digital banking platform that makes payments seamless and convenient. We have walked you through the entire process from account opening, ordering your cards, activation and getting your account details.

With your Palmpay debit card and account number, you can make everyday payments, shop online, withdraw cash and receive money conveniently. So open your Palmpay account today and unlock the potential of simplified digital banking.

Leave a Reply

Back to top button