Banking services

OPay Login with Phone Number, Email, Online Portal, Website

OPay is a leading fintech and multi-service platform that provides a wide range of services including payments, transportation, food delivery, and more across Nigeria. With millions of users, OPay aims to make payments and everyday services readily available to all.

Logging into your OPay account allows you to conveniently access and manage all the OPay services you use. In this comprehensive guide, we will walk you through the different ways to log in to your OPay account using your phone number, email, or directly through their website.

Logging in with Phone Number

The easiest way to log in to your OPay account is by using your registered phone number. Just follow these simple steps:

1. Launch the OPay app on your device. This can be downloaded from the Google Play Store or Apple App Store.

2. On launching the app, you will see the login screen. Tap on “Login with phone number”.

3. Enter your phone number registered with OPay on the login screen. Make sure to include the country code as well.

4. You will then receive an OTP on the phone number you provided. Enter this OTP in the app to verify your identity.

5. Once the OTP is validated, you will be logged into your OPay account where you can access all the services linked to it.

The great thing about logging in with your phone number is that it eliminates the need to remember usernames and passwords. As long as you have access to the registered phone number, you can easily log into your account. This makes the login process fast and hassle-free.

Logging in with Email

Don’t remember the phone number you registered on OPay with? No problem, you can also log in using your email address with these steps:

1. Open the OPay mobile app and tap on “Login”

2. Choose the “Login with email” option

3. Enter your OPay registered email address and tap Submit

4. You will receive a one-time password on your email

5. Input this one-time password on the app and tap Submit

6. Congratulations! You will log into your OPay account to access all its services

The email login option comes in handy when you don’t have access to your phone number for whatever reason. As long as you remember the email used during OPay registration, logging in is a breeze.

Logging in through the OPay Website

Besides the mobile app login, you can also log into your OPay account directly through their website. Here is how to do it:

1. Go to the OPay website using any internet browser.

2. On the upper right of the homepage, click on “Login”

3. A popup will appear giving you two login options – using phone number or email

4. If logging in with a phone number:
– Enter your phone number and click “Request OTP”
– Input the one-time password sent to your phone number
– Click on submit after putting OTP

5. If logging in with email:
– Enter your email address and click “Request OTP”
– Check your email inbox for OTP and input it
– Click submit after inserting a one-time password

6. Once OTP is validated, your OPay account dashboard will open indicating a successful login

The benefit of logging through the website is that you can access your OPay account from any device with an internet browser. So whether you are on your phone, laptop, or desktop – you can conveniently log into your account.

Reset OPay Password

If you cannot recall your OPay account password, you can easily reset it by:

1. Click the “Forgot password?” option on the OPay login screen
2. Select if you want to reset your password via phone number or email
3. Enter the registered number or email ID and click Submit
4. OTP will be sent to your phone/email
5. Input a new password and submit OTP
6. Password reset completed

Resetting your password is useful when you don’t remember your old password. This allows you to set a new password so you can seamlessly access your OPay account going forward.

Frequently Asked Questions

How do I register for an OPay account?

To register for an OPay account, download the OPay app, click on “Register”, enter your name, email address, and phone number, and follow the signup prompts. You’ll need to verify your phone number and identity.

What details do I need to have to register on OPay?

The main details needed are your full name, an active email address, an active Nigerian phone number, date of birth, and a valid ID card for identity verification.

What methods can I use to log into my OPay account?

You can log into your OPay account using your registered phone number and OTP, your email and OTP, or directly via the OPay website or mobile app by entering your credentials.

I’ve forgotten my OPay password. How do I reset it?

To reset your password, click on “Forgot password” when logging in and input either your phone number or email address to receive a one-time password for verification. You can then set a new password.

How do I change my phone number or email address on OPay?

To update your login phone number or email address, go to “Settings” > “Profile Information” in your OPay app. Here you can edit details, add another phone number or email address, or swap your existing login details.

Is OPay safe and secure to use?

Yes, OPay uses robust security measures like data encryption, OTP verification, secure networks, and data centers to ensure all transactions and information on their platform remain protected.

Can I have more than one OPay account?

No, OPay’s terms and conditions prohibit users from having more than one valid account at a time. Your identity gets verified before account creation.

I used the wrong phone number to register my OPay account. What should I do?

Get in touch with OPay Customer Care immediately. They will assist with verifying your identity and details to retrieve and grant you access to your actual account registered mistakenly with the wrong number.

How can I delete my OPay account?

To permanently close your OPay account, you need to contact the company directly via Customer Care. They will verify your decision and identity before deleting account data as per regulatory norms.

Does OPay work outside Nigeria?

Currently, OPay services are focused only within Nigeria. Their payment system and other offerings are meant for the Nigerian market. Expanding globally may be considered in the future.


Logging into your OPay account on the mobile app or website gives you easy access to a wide range of helpful services. Whether you want to log in using your phone number, email, or directly through the website – the process is convenient and hassle-free. So download the OPay app or visit their website to experience useful payment, transportation, food delivery, and other services at your fingertips after logging into your account.

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