Banking services

MoniePoint Login with Phone Number, Email, Online Portal, Website

MoniePoint is an evolving fintech platform that allows users to access a wide range of financial services through their mobile devices. From loans and investments to insurance and crypto trading—MoniePoint aims to promote financial inclusion and meet the diverse needs of users across Nigeria.

One of the things that sets MoniePoint apart is how easy it is to get started. You can log in and access services in a few taps either with your phone number, or email address, or directly through their online portal and website. This article provides a step-by-step guide on the different login methods available.

Login with Phone Number

The easiest way to log in to your MoniePoint account is with your phone number. Just follow these simple steps:

1. Download the MoniePoint app on your Android or iOS device. You can find it on the Google Play Store or Apple App Store.

2. Once installed, open the app. You will see an option to ‘Login with phone number’. Select it.

3. Enter your phone number registered with MoniePoint and tap ‘Continue’.

4. You will then receive a 6-digit OTP (one-time password) on the phone number you provided. Input this code in the required field.

5. You will also be asked to set up a unique MPIN (MoniePoint personal identification number). This 4-6 digit code helps secure your account.

6. Congratulations. You have successfully logged into your MoniePoint account using your phone number.

The login process hardly takes a minute. Next time you open the app, you can directly enter your phone number and MPIN to access your account. It is quick, and convenient and eliminates the need to remember usernames or passwords.

Login with Email

Don’t have your phone handy? No problem. Use your email address instead. Here is how to log in with email:

1. Install and open the MoniePoint mobile app
2. Select ‘Login with email’
3. Enter the email address your MoniePoint account is registered under
4. Input the one-time password (OTP) sent to your email
5. Set your unique MPIN when prompted
6. You will be logged into your account right away

Much like phone number login, this process is very swift. Once registered, simply enter your email and MPIN whenever you want to access your MoniePoint account.

Login through the Online Portal

Apart from mobile login, MoniePoint also allows login through their online portal when you want to access services on your laptop or PC.

Follow these steps for portal login:

1. Go to the MoniePoint login page –
2. Enter your registered email address
3. Input the one-time password sent to your email
4. Use your MPIN when asked
5. You will gain entry into your customized MoniePoint portal dashboard

This is perfect for times when you need to complete tasks like uploading KYC documents or managing settings. The online portal offers more controls compared to the mobile app.

Login through Website

Much like the portal, MoniePoint’s website also lets you access your account online. Here is how you can log in through the website:

1. Visit
2. Click on the ‘Login’ option at the top right corner
3. Enter your registered email address
4. Input the OTP received
5. Use your unique MPIN
6. You will enter your account dashboard on the website upon successful login

The website login allows you to check account details as well as discover more MoniePoint services like wealth management tools, their switching bonus offer, referral program, and more.

Forgot MPIN? Reset Easily
If you ever forget your MPIN, don’t worry. MoniePoint makes it very easy to reset it.

On the app or portal login page, simply click on ‘Forgot MPIN’. You can then enter your phone number or email address to receive an OTP. Input this OTP and set a new MPIN.

You can also give their customer service a call to retrieve your MPIN in case you forgot it.

Frequently Asked Questions

How do I log in to my MoniePoint account?

You can log in to your MoniePoint account using your phone number, and email address, or through the online portal/website. Simply enter your credentials and input the one-time password sent to you to access your account.

I’m having trouble logging in, what should I do?

If you’re having issues logging in, first double-check that you’re using the right phone number, email, or password associated with your account. You can also reset your MPIN if you’ve forgotten it. As a last resort, contact MoniePoint customer service for assistance with accessing your account.

Is my money safe if I log in through the app?

Yes, the MoniePoint app utilizes high-grade security measures to keep your money and personal data safe. Logging in with your phone number, email and MPIN allows only you access to the account.

How can I reset my MPIN?

Resetting your forgotten MoniePoint MPIN is easy. On the login page, tap “Forgot MPIN”, enter your registered number or email, input the OTP received, and set a new MPIN.

How long does the OTP send to my email/number remain valid?

The OTP sent by MoniePoint is time-sensitive and expires after a duration if unused. Typically, the validity is 5-10 minutes. Enter this password quickly to log in successfully.

I changed my phone number. How do I update it for login?

Get in touch with the MoniePoint customer service team to change the registered mobile number for login. Submit relevant KYC documents they ask for verification before the update.

Is 2-factor authentication offered for enhanced security?

Yes, MoniePoint provides the option to enable a 2-factor login for added account protection beyond your MPIN. Choose to receive authentication OTPs via SMS, email, or both.

Can I access it without an internet connection?

You need an active internet connection for MoniePoint access through the app/website. However, select services can work offline depending on app configurations.

What details do I need to sign up for MoniePoint?

To open an account you must provide your name, contact phone number or email address, residence details, employment information for KYC verification and create a secure MPIN.

Who can I contact for login or access issues?

Get in touch with the customer service team by sending an email to or dial their toll-free helpline. You can also start a live chat from the website.


MoniePoint offers various convenient ways to access your account – via mobile app, online portal, or website. No matter your preference, login takes just a few seconds through phone number, email, or MPIN input. Resetting MPIN if forgotten is also quick and simple. This ease of login, along with the diverse financial products makes MoniePoint the go-to money solutions platform for Nigerians. Sign up with your phone number or email today to experience it firsthand.

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