How to Apply for KashCash Loan: KashCash Loan Interest rate, Customer Care Whatsapp Number, Phone Number, Email and Office Address

KashCash is one of the leading loan providers in Nigeria. They offer quick cash loans to individuals in need of emergency funds.

In this guide, we will walk you through the step-by-step process of applying for a KashCash loan, their interest rates, customer care contact details, and office addresses.

KashCash Loans

KashCash provides short-term personal loans ranging from ₦1,500 to ₦500,000. You can get the funds in your bank account within 24 hours of approval. The loans are collateral-free, meaning you don’t need to provide any asset as security.

Here are some key things to know about KashCash loans:

Loan amount: ₦1,500 to ₦500,000
Interest rate: 5% per month
Loan term: 1 to 6 months
Requirements: BVN, valid ID card, proof of income
Repayment: Deducted automatically from your account

The quick processing and lack of collateral make KashCash loans ideal for covering emergency costs or expenses. As long as you repay on time, you can improve your credit score and qualify for larger loans in the future.

Step-by-Step Guide to Applying for KashCash Loan

Follow these simple steps to apply for and get a KashCash loan in Nigeria:

1. Meet the Eligibility Criteria

To qualify for a KashCash loan, you must:

• Be a resident of Nigeria
• Be at least 18 years old
• Have a valid BVN and national ID card
• Have a regular source of income
• Have a functional bank account with your BVN linked

2. Download the KashCash Mobile App

Go to Google Playstore or Apple App Store and download the KashCash mobile app. This allows you to apply for the loan directly from your phone. The app is available for both Android and iOS devices.

Alternatively, you can apply directly on their website at (

3. Provide Your Personal Details

Open the KashCash app and register with your email, phone number and password. You will need to allow access to your contacts, files and phone permission.

Next, provide your personal details like name, date of birth, home address, employer name and work address.

4. Submit Your BVN and ID Details

KashCash will request your BVN number and details of your government-issued ID such as national ID card, driver’s license or voter’s card.

You’ll need to upload clear photos of the front and back of your ID card. This helps them verify your identity and eligibility.

5. Upload Proof of Income

To assess your repayment ability, KashCash will ask for proof of income. This could be your salary bank statements, pay slips or tax records if you’re self-employed.

Upload clear copies showing your name, employer details, salary amount and account number.

6. Select Desired Loan Amount and Tenor

Based on your profile, KashCash will provide eligible loan amounts and repayment tenors. Select your desired loan amount between ₦1,500 to ₦500,000 and preferred repayment duration.

The maximum tenor is 6 months. Carefully assess your income and expenses to pick a tenor you can afford.

7. Submit Your Loan Application

Once you fill out all the details, click Submit. KashCash will process your application and inform you via email and SMS if approved.

The approval decision is usually very fast – within minutes or hours. If your application is declined, you can reapply after some time.

8. Accept Loan Offer and Sign Agreement

If approved, KashCash will send a loan offer detailing the amount, interest rate, processing fees, repayment schedule and loan agreement.

Go through the agreement carefully before digitally signing to accept the loan terms. Once signed, KashCash will disburse the approved loan amount directly into your bank account within 24 hours.

9. Repay Your Loan on Schedule

KashCash will automatically deduct the repayment installments from your bank account on the due dates until you clear the loan. Make sure to have sufficient balance in your account to avoid late fees or penalties.

You can also pay before the due date through their website or app. Paying early or extra can reduce your interest costs.

And that’s it! Following these simple steps allows you to get quick emergency funds through KashCash loans. Always borrow responsibly within your means.

What are the Interest Rates and Fees?

Here are the costs to be aware of when taking a KashCash loan:

Interest rate – 5% per month. Annual percentage rate is 60%.

Processing fee – This ranges from 2.5% to 4% of loan amount.

Late payment fee – ₦2,000 flat or 10% of outstanding amount.

Rescheduling fee – ₦2,000 if you need to adjust repayment dates.

Early repayment fee – None. You can prepay without charges.

Ensure you factor in these fees when determining the repayment amount and your eligibility. Compare lenders to get the best rates.

KashCash Customer Care Contact Details

Here are the various ways you can reach KashCash customer support if you have any queries or issues:

KashCash Email Address –

Send an email stating your query and include your loan application details. The support team responds within 24 hours.

KashCash WhatsApp Number – 081-638-153

Message via WhatsApp for quick assistance during business hours. Share documents or screenshots if needed.

KashCash Phone Number – 01-636-8153

Call their helpline number during working hours and select relevant options to get your questions answered.

KashCash Website Live Chat

Use the live chat icon on their website to instant message their representative.

KashCash Office Addresses

KashCash has office branches in the following Nigerian cities:

Lagos Office:

KashCash Financial Services
47, Industrial Avenue,
Sabon Tasha, Kaduna

Abuja Office:

KashCash Financial Services
Plot 1225, T.F Kuboye Street,
Off Muhammadu Buhari Way, Area 11,
Garki, Abuja

Kano Office:

KashCash Financial Services
Murtala Mohammed Way,
Nassarawa GRA, Kano

Visit during office hours for in-person assistance. Book an appointment beforehand for quick service.

Frequently Asked Questions

What documents do I need to apply for a KashCash loan?

You need a valid ID card, BVN, and proof of income such as bank statements or pay slips.

How long does it take to get the loan amount?

If approved, the loan amount is disbursed into your bank account within 24 hours.

Can I pay my loan earlier than the tenure selected?

Yes, you can prepay or pay extra without any early repayment fees. This helps reduce your total interest cost.

What happens if I miss my repayment date?

A: You will be charged a late payment fee of ₦2,000 or 10% of outstanding amount. This negatively impacts your credit score.

Is there a processing fee for KashCash loans?

Yes, processing fee is 2.5% to 4% of the loan amount. Ensure you factor this in your costs.

What is the maximum and minimum loan amount I can get?

You can get from ₦1,500 to ₦500,000 based on your eligibility.

Can I apply for multiple loans from KashCash?

Yes, you can apply for another loan after successfully repaying your previous loan. This builds your credit profile.

How do I contact KashCash for support?

You can call, email, WhatsApp or visit their office. Details are provided above.


We hope this detailed guide covers everything you need to know to successfully apply for and get a KashCash loan. Their quick and collateral-free loans can be a lifesaver during financial emergencies.

Ensure you only borrow what you can comfortably repay on time to avoid extra charges. Carefully go through their terms and conditions before accepting the loan. Feel free to contact their helpful customer care for any doubts or queries.

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